人工智能方案目录

FRAML (Fraud and Anti-Money Laundering) is a next-generation, AI-enhanced graph-powered intelligence platform designed to combat financial crime through advanced network analysis, real-time pattern detection, and intelligent case management.

Unlike traditional rule-based AML systems, FRAML leverages Ultipa's high-performance graph database to: - Discover hidden relationships across customers, accounts, transactions, and properties through multi-hop traversal (up to 10 hops) - Detect complex money laundering patterns (layering, structuring, circular flows) invisible to traditional systems - Provide AI-powered insights for risk assessment, report generation, and pattern recognition - Enable real-time monitoring with sub-second query performance on billion-scale datasets

Key Benefits:

- 70% reduction in false positives

- 80% faster investigation time

- Automated SAR/CTR/FINTRAC regulatory reporting

- Cost savings of $2-5M annually per mid-size bank

1. Banking & Financial Institution AML Compliance:

Real-time transaction monitoring with graph pattern detection, entity resolution, 12 China-specific AML models. Benefits: 70% reduction in false positives, 80% faster investigation.

2. Financial Intelligence Units (FIUs):

Cross-institutional network analysis, UBO chain discovery, sanctions screening, regulatory-compliant reporting (FINTRAC STR, LCTR, CDR, EFT).

3. Loan Fund Misappropriation Detection:

Loan fund flow tracking, usage vs. stated purpose analysis, borrower 360° profile, early warning indicators for NPL reduction.

4. SME Income Verification:

Revenue pattern analysis, fake invoice detection, circular transaction identification, income authenticity scoring with AI models.